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Coverage for deterioration, wet rot, or dry rot to property caused by constant or repeated seepage or leakage of water or steam from heating, air conditioning systems or automatic fire sprinkler systems, household appliances, or plumbing systems.

Covers direct physical loss, not caused by the insured's negligence, to the residence and personal property in the residence damaged by water that backs up through sewers or drains or overflows or is discharged from a sump, sump pump or related equipment.

Extend liability coverage to your animal. Animal Liability cannot be purchased if there is a prohibited breed of dog, or a dog with a prior bite history, in the household.

Coverage up to $25,000 for expenses incurred by an insured as the direct results of any one identity theft discovered during the policy period. Includes resolution services from a consumer fraud specialist who will assist in the process of restoring the identity of the insured.

Extends the Liability coverage to include mental or psychological injury or damages, particularly as a result of slander, defamation, false arrest or imprisonment, or malicious prosecution. It does not increase the amount of coverage, just the types of occurrences that may be covered, and it does not include coverage for physical injury, like an accident.